Bank Holiday Today, October 26, 2026: Check Where Banks Are Open or Closed Across India
Banks will remain closed in select Indian cities on Monday, October 26, 2026, due to regional observances, including Lakshmi Puja, Accession Day and Maharishi Valmiki Jayanti. According to the Reserve Bank of India’s holiday calendar, branches in Agartala, Chandigarh, Jammu, Shimla and Srinagar are scheduled to remain closed. Banks in Kolkata, Delhi, Mumbai, Bengaluru, Chennai and several other major cities are expected to operate normally. Digital banking, UPI and ATM services will generally remain available, subject to operational conditions.
Written by
Banashree Dutta

Bank Holiday Today: Are Banks Open or Closed on October 26?
Bank customers across India should check their local holiday calendar before visiting a branch on Monday, October 26, 2026. Banks will remain closed in selected cities for regional festivals and observances, but the holiday does not apply nationwide.
According to the Reserve Bank of India’s (RBI) holiday schedule, closures are listed in Agartala, Chandigarh, Jammu, Shimla and Srinagar. Customers in other cities are generally expected to receive normal branch services, subject to any local or bank-specific notification. <Cite refs={["turn869256search0","turn869256search2"]}/>
Which Cities Have a Bank Holiday Today?
The following cities are listed for bank closures on October 26, 2026.
CityReason for bank holidayAgartala, TripuraLakshmi PujaChandigarhMaharishi Valmiki JayantiJammuAccession DayShimla, Himachal PradeshMaharishi Valmiki Jayanti / regional observanceSrinagarAccession Day
The closures apply to the relevant banking centres, not automatically to every city in the surrounding state. Customers should verify the status of their specific branch before travelling. <Cite refs={["turn869256search1","turn869256search2"]}/>
Are Banks Open in Kolkata Today?
Yes, banks in Kolkata are expected to remain open on October 26, 2026.
Kolkata is not listed among the banking centres observing a holiday on this date in the published calendar. Customers can generally visit their branches during normal banking hours, although they should confirm any bank-specific changes before travelling. <Cite refs={["turn869256search2","turn869256view0"]}/>
Bank Holiday Status in Delhi, Mumbai and Other Major Cities
The following major banking centres are not listed for a regional bank holiday on October 26:
CityExpected statusKolkataOpenNew DelhiOpenMumbaiOpenBengaluruOpenChennaiOpenHyderabadOpenAhmedabadOpenLucknowOpenPatnaOpenJaipurOpen
These are expected statuses based on the published holiday calendar. Customers should check their bank’s official notice for any local exceptions. <Cite refs={["turn869256search0","turn869256search2"]}/>
Why Are Banks Closed in These Cities?
The closures are linked to different regional observances.
Lakshmi Puja: Banks in Agartala are scheduled to remain closed for the occasion.
Maharishi Valmiki Jayanti: The holiday applies to banking centres including Chandigarh and Shimla.
Accession Day: Banks in Jammu and Srinagar are listed for closure.
Bank holidays in India vary by state and banking centre. A holiday in one city does not necessarily mean that branches elsewhere in the country will also be closed. <Cite refs={["turn869256search1","turn869256search2"]}/>
Will Online Banking, UPI and ATMs Work Today?
Even where bank branches are closed, most routine digital banking services are generally available.
Customers can usually use:
UPI: Digital payments and fund transfers.
Internet banking: Balance checks, transfers and bill payments.
Mobile banking apps: Account management and routine transactions.
ATMs: Cash withdrawals and other available ATM services.
However, services requiring branch staff or manual processing may be delayed until the next working day. Cheque clearing and other settlement-related services may also follow separate operating schedules. Customers should check with their bank if a transaction is time-sensitive. <Cite refs={["turn869256search0","turn869256search2"]}/>
What About the Remaining Bank Holidays in October?
The RBI’s October holiday calendar includes several festival and regional holidays, along with regular weekly closures.
Banks across India generally remain closed on the second and fourth Saturdays and on Sundays. Other Saturdays may be working days unless a separate holiday applies.
Because festival dates and regional observances differ, customers should consult the RBI calendar for their particular city rather than relying on a nationwide holiday list. <Cite refs={["turn869256view0"]}/>
Key Takeaways
Banks are scheduled to remain closed in Agartala, Chandigarh, Jammu, Shimla and Srinagar on October 26, 2026.
The closures relate to Lakshmi Puja, Maharishi Valmiki Jayanti and Accession Day.
Banks in Kolkata, Delhi, Mumbai, Bengaluru, Chennai and Hyderabad are expected to remain open.
Bank holidays vary by city and region; they do not automatically apply nationwide.
UPI, internet banking, mobile banking and ATMs will generally remain available.
Branch-dependent services and cheque clearing may be delayed during holidays.
Bottom Line
Monday, October 26, 2026, is not a nationwide bank holiday. Branches in five listed banking centres—Agartala, Chandigarh, Jammu, Shimla and Srinagar—are scheduled to close for regional observances, while Kolkata and several other major cities are expected to have normal banking operations.
Before visiting a branch, customers should confirm the local RBI holiday schedule and check with their bank if they have an urgent transaction.
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